Fairmont

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Hospital Stays

Underwritten by United States Fire Insurance Company, a part of Fairmont Specialty (a division of Crum & Forster) is rated "A" (Excellent) by AM Best Company. Full Policy on file at IAB’s administrative offices.

(Note: This benefit is only available for those under the age of 65)Hospital Room

  • Pays up to the amount stated in the membership plan selected each day a covered person, under the age of 65, is confined to a hospital due to a covered injury or sickness up to a maximum of the number of days stated in the membership plan selected per injury or sickness.
  • If covered the benefits will be paid to the hospital you choose.
  • While you have the freedom to choose any healthcare provider, as a member, you have access to Beech Street Network’s participating providers, and by selecting one
    of their participating providers, it will allow you additional
    savings on covered services.
  • Access to both primary care physicians and specialists.
  • For eligibility, effective dates, exclusions, and limitations click here.
  • For State specific fraud warning information click here.

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